Secured credit cards are another option people use to re-establish credit. When you get a secured credit card, you will be required to deposit money with the lender in an account. The required deposit amount will depend on how much of a borrowing limit you are looking to get. If you fail to make your credit card payments, the lender can access the money you deposited. If you are strapped for cash, the required cash deposit of secured credit cards may exclude these as an option. You may want to consider a personal loan instead.
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Some popular secured credit cards are listed below.
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